Overview

Learn how to secure your financial future and create the retirement lifestyle of your dreams with practical advice for planners of any age and income level.

Course No. 5018

Recent statistics suggest that nearly two-thirds of Americans regret not planning properly for retirement. We tend to underestimate the key factors of retirement planning: our total lifespan; the probable length of our retirement; and, perhaps most significant, how much money we’ll need to fund those years in retirement. In fact, retirement planning can feel so overwhelming that many of us put off thinking about it at all until it’s too late to make the necessary changes.

In this course, Professor Dana Anspach of Sensible Money, LLC will be your step-by-step guide to help you create the future you want. No matter how old you are or how far along in your working life, it’s never too early or too late to develop a plan that works for you.

Course Content

1. How to Think Like a Retirement Expert

Discover the many aspects of retirement planning that you’ll need to consider when working toward financial security for your later years. (33 min)

2. How Much Money Do You Need to Retire?

Learn to accurately estimate how much money you will need in retirement. (29 min)

3. Five Ways That Retirees Run Out of Money

Examine the five major risk categories every retiree will face. (32 min)

4. How to Start Saving for Retirement

Compare different ways to create a personalized spending plan. (29 min)

5. Mid-Career Financial Strategies

Learn how to make important decisions regarding funding college vs. retirement. (27 min)

6. Investing for Safety, Income, and Growth

Understand how to navigate the investment landscape for retirement. (27 min)

7. The Five-Year Countdown to Retirement

Discover the crucial actions and decisions you’ll face in the five years before retirement. (29 min)

8. How to Make Your Retirement Savings Last

Explore strategies for withdrawal and the use of annuities. (31 min)

9. Planning the Go-Go Years in Retirement

Learn about costs related to health care coverage and timing retirement. (31 min)

10. Financial Strategies for the Slow-Go Years

Understand the importance of estate-planning documents. (28 min)

11. Social Security, Medicare, and Tax Strategy

Learn about the important decisions related to Social Security and tax strategies. (32 min)

12. 10 Questions to Answer Before You Retire

Explore ten questions that can help point you to a plan for your perfect retirement. (30 min)